Chris Spiro, of Danbury, CT, was working as a mortgage broker in the late 1980s when he heard about Primerica. “My late wife, Peggy, and I went to talk to the person who would become our upline to learn more about the company,” recalls Chris. “We decided that Peggy would continue to do our mortgage business and I would try out the Primerica business.”
He continues, “Four months later, I was doing well enough in Primerica that we sold our mortgage business and Peggy came into Primerica with me full-time.”
Together, the pair began building a successful business that allowed them the freedom of time and money to enjoy quality time as a family. “Before my wife of 46 years passed away in 2010, we visited all 50 states,” says Chris. “We went to 40 or 50 National Parks and visited friends and family across this great country. Early on in the business I was able to attend all of my children’s school events, sports games and field trips. After they grew up, our Primerica income gave us the opportunity to help our five children purchase their homes.
Chris adds, “We’ve taught each of our kids the same money skills we show our clients and today they all have IRA accounts with six figure balances. Also, this past summer I was able to help our daughter adopt a baby. Through this business I’ve been able to help a lot of families, but the family I’ve helped the most over the last 25 years in business has been my own. I thank God for bringing us to Primerica because this business changed our family’s future.”
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*Primerica income figures are based upon January 2013 gross cash flow (including advances). The cash flows stated are not intended to demonstrate the earnings of typical RVPs/representatives. Rather, the cash flows that have been cited reflect the potential that comes with building your business, and there is no guarantee that you will achieve any specific cash flow level. Most RVPs/representatives do not achieve the levels illustrated. In the 12‑month period ending in December 2011, Primerica paid a total of $504,514,944 in compensation to the sales force at an average of $5,544 per licensed representative. Average RVP earnings are typically higher. Actual gross cash flow is, among other factors, dependent upon the size and scale of a representative’s organization, the number of sales and the override spread on each sale, and the ability and efforts of you and your downlines. Having said this, Primerica provides a tremendous opportunity for individuals who work hard and who desire to develop a business with strong income potential. 13PFS82