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Spiro Sets Personal Record with $46,766* Earned in January!

Wednesday, March 27th, 2013

Chris Spiro, of Danbury, CT, was working as a mortgage broker in the late 1980s when he heard about Primerica. “My late wife, Peggy, and I went to talk to the person who would become our upline to learn more about the company,” recalls Chris. “We decided that Peggy would continue to do our mortgage business and I would try out the Primerica business.”

He continues, “Four months later, I was doing well enough in Primerica that we sold our mortgage business and Peggy came into Primerica with me full-time.”

Together, the pair began building a successful business that allowed them the freedom of time and money to enjoy quality time as a family. “Before my wife of 46 years passed away in 2010, we visited all 50 states,” says Chris. “We went to 40 or 50 National Parks and visited friends and family across this great country. Early on in the business I was able to attend all of my children’s school events, sports games and field trips. After they grew up, our Primerica income gave us the opportunity to help our five children purchase their homes.

Chris adds, “We’ve taught each of our kids the same money skills we show our clients and today they all have IRA accounts with six figure balances. Also, this past summer I was able to help our daughter adopt a baby. Through this business I’ve been able to help a lot of families, but the family I’ve helped the most over the last 25 years in business has been my own. I thank God for bringing us to Primerica because this business changed our family’s future.”

To find out how Primerica can help you live a better life, visit us online.

*Primerica income figures are based upon January 2013 gross cash flow (including advances). The cash flows stated are not intended to demonstrate the earnings of typical RVPs/representatives. Rather, the cash flows that have been cited reflect the potential that comes with building your business, and there is no guarantee that you will achieve any specific cash flow level. Most RVPs/representatives do not achieve the levels illustrated. In the 12‑month period ending in December 2011, Primerica paid a total of $504,514,944 in compensation to the sales force at an average of $5,544 per licensed representative. Average RVP earnings are typically higher. Actual gross cash flow is, among other factors, dependent upon the size and scale of a representative’s organization, the number of sales and the override spread on each sale, and the ability and efforts of you and your downlines. Having said this, Primerica provides a tremendous opportunity for individuals who work hard and who desire to develop a business with strong income potential. 13PFS82

Tags: primerica, record breaker, spiro
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Haldemans Hit Record Best Monthly Income with $22,246* in January!

Saturday, March 16th, 2013

Cathy Haldeman, of Omaha, NE, didn’t realize her life was about to change when a neighbor referred her to a Primerica rep. “My neighbor thought I would be interested in what Primerica does,” recalls Cathy. “At the time, I was a dance studio owner and instructor. When I saw the business, I was interested right away.”

Together with her husband, Gary, Cathy began her second career as an entrepreneur. “Primerica has changed our lives in so many ways,” she smiles. “Probably the thing I appreciate the most is having the freedom to run this business on my own terms. We have seven children and this business gave me the flexibility to homeschool them all. I value that flexibility most of all – combined with the opportunity to be able to earn a meaningful income.”

Earning more than $20,000 in a single month is an incredible achievement for the Haldemans. But they say the income is just a part of their love of this business. “I recently sat down with a couple who wanted to retire in 14 years but had 25 years of debt payments remaining,” says Cathy. “I was able to show them how they could pay off that debt faster**, continue to keep their life insurance in force and be able to enjoy a comfortable, debt free retirement on their own schedule. They were so excited. It truly was my honor to be of service to them.”

To find out how Primerica can help you live a better life, visit us online.

Tags: haldeman, primerica, record breaker
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Zellers Set a New Personal Income Record with $37,403* in January!

Sunday, March 3rd, 2013

Mike & Nancee Zeller, of Corona, CA, kicked off the new year with a bang – earning more in one month than Mike used to earn as a teacher and coach. “In 1982, I was working as a high school biology teacher and head football coach,” recalls Mike. “A Primerica rep came on campus one day and talked with me about making some extra income during my off season.”

He continues, “I joined part-time at first, but two years later I was promoted to Regional Vice President and I quit my job to come into this business full-time.** It was the best decision of my life because it changed our family’s future forever.”

Through the years, Mike says their Primerica income has allowed them to give their family a great lifestyle. “Because of this business, we have been able to travel the world with our family,” Mike reflects. “We were able to send our children to a private university where both graduated – one to become a doctor and one a CPA. Throughout our Primerica career, Nancee and I had the freedom to be with our children as they grew up and now to spend time with our four granddaughters. Freedom is priceless and Primerica gives us the opportunity to create that for ourselves.”

In addition to the many benefits the Zellers have experienced as entrepreneurs in charge of their own futures, Mike says they love the rewarding feeling of helping others. “People always ask me why I keep working, why I don’t retire,” Mike reports. “And I tell them, it’s because I am an impact kind of person. I want to make a difference in people’s lives. Nancee and I have helped our teammates grow their businesses and make a great income and we’ve had a hand in helping countless families improve their financial lives. How can we stop doing what we love to do?”

To learn how you can start living a life of freedom – and feel good about what you do every day – visit us online.

Tags: primerica, record breaker, zeller
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Foster Has Personal Record Breaking Income Month with $11,546* in October!

Friday, December 21st, 2012

Al Foster, of Warwick, RI, says he always knew there was a better life out there for him, he just didn’t know how to find it. Before a friend introduced him to the Primerica business opportunity, Al worked as a welder, building submarines for the U.S. Navy. “This company allowed me the opportunity to prove to myself that I could have a better life and a better income,” says Al. “At the time, when my friend presented the business to me, it made sense and I wanted the chance. Today, it is still as exciting as it was in the beginning, to be on a team that continues to grow – and in a business that positively affects peoples’ lives.”

There are many benefits to being an entrepreneur but for Al, it’s the freedom that means the most. “I get up when I want, I work when I want and I have the opportunity to make as much money as I want,” Al explains. “There’s nothing like calling your own shots every day!”

Through the years, Al is proud to have helped many families. “The bittersweet part of our business is delivering a death claim to a client who, years before you had replaced a $15,000 whole life policy with a $150,000 term life policy,” says Al. “It was that knee cap to knee cap presentation in the past that gave the surviving family hope for the future. The other side of the coin is seeing the wealth that you helped a family create because you gave them better alternatives for their retirement savings. Over the 20+ years I’ve been with Primerica, I’ve witnessed the power of what we do in my clients’ lives.”

To find out what Primerica can do for you and your family, visit us online.

*Primerica income figures are based upon October 2012 gross cash flow (including advances). The cash flows stated are not intended to demonstrate the earnings of typical RVPs/representatives. Rather, the cash flows that have been cited reflect the potential that comes with building your business, and there is no guarantee that you will achieve any specific cash flow level. Most RVPs/representatives do not achieve the levels illustrated. In the 12‑month period ending in December 2011, Primerica paid a total of $504,514,944 in compensation to the sales force at an average of $5,544 per licensed representative. Average RVP earnings are typically higher. Actual gross cash flow is, among other factors, dependent upon the size and scale of a representative’s organization, the number of sales and the override spread on each sale, and the ability and efforts of you and your downlines. Having said this, Primerica provides a tremendous opportunity for individuals who work hard and who desire to develop a business with strong income potential.

12PFS641

Tags: foster, primerica, record breaker
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Ruggebergs Earn Personal Record Best Income with $11,198* in October!

Wednesday, December 19th, 2012

Daryn Ruggeberg, of Rochester, MN, was working as a cook in a chain pizza restaurant when a group of excited business leaders came in for a meal. “Some Primerica reps came into the restaurant after a business overview and we got to talking,” Daryn recalls. “One of the guys took my information and followed up with me later. I went to a business overview and liked what I heard.”

Finding Primerica changed the course of the Ruggeberg family. “My wife, Cathy, and I have been able to put four kids through private school because of our Primerica income,” says Daryn. “My mother in law has Alzheimer’s and we’ve been able to have her live with us and care for her. This business has taught us how to better handle our finances – principles we’ve passed on to our children.”

Although the Ruggebergs are thrilled with their incredible income month, what they find most rewarding is being able to help change others’ lives. “We have a client who constantly told us he didn’t like paying for life insurance – didn’t see the real value,” Daryn explains. “But when his wife got cancer and eventually passed away, we were able to deliver a death benefit to him that would help him have the future they’d been dreaming of. He told us that not only did he now understand the need for term life insurance but insisted we meet with his adult children and get them covered as well. That’s the kind of impact we have here at Primerica.”