Posts Tagged ‘partnership’

Costellos Earn a Fifth Diamond

Tuesday, August 28th, 2012

Ray & Carol Costello, of Bronx, NY, say hitting a half of a million dollars* in income is an “unreal” feeling! “Just saying ‘half a million dollars’ is amazing,” enthuses Ray. “As awesome as it is to have our fifth diamond (Primerica reps receive the Ring when they reach $100,000 in income within a single 12-month timeframe and a diamond accent for each additional $100,000 they earn within the same 12-month timeframe), it’s a small accomplishment compared to where our team is going. Carol and I are so humbled by the bigness of this Opportunity!”

Ray says it’s been an incredible journey so far but what makes is even more exciting for him and Carol is doing it together. “I have the greatest partner** in life,” smiles Ray. “There is no way I would be where I am today without her. She is truly the backbone for our success. We also credit our amazing team for our successes. When it looks like we are doing well, it’s not us – it’s the great leaders we have all throughout our hierarchy!”

He continues, “We have the mindset that our team comes first. From the beginning we were taught to develop strong, independent leaders, help our people advance to the Regional Vice President (RVP) level, get those new RVPs to the Ring and then start the process all over again. We believe the RVP contract is the best in North American business and if you want to win, you need to get there.”

Earning $500,000 in income is an incredible achievement, but Ray and Carol say they’re far from done. “This business is great because you can find personal success by helping others become successful. We love that this business allows us to create true freedom and an amazing quality of life. This company does everything it can to help us win, we just have to take advantage of it!”

Big congratulations Ray and Carol! You are true superstars in the making – and your business is proof of that!

*Primerica income figures are based upon rolling 12‑month gross cash flow (including advances) as of May 2012. The cash flows stated are not intended to demonstrate the earnings of typical RVPs/representatives. Rather, the cash flows that have been cited reflect the potential that comes with building your business, and there is no guarantee that you will achieve any specific cash flow level. Most RVPs/representatives do not achieve the levels illustrated. In the 12‑month period ending in December 2011, Primerica paid a total of $504,514,944 in compensation to the sales force at an average of $5,544 per licensed representative. Average RVP earnings are typically higher. Actual gross cash flow is, among other factors, dependent upon the size and scale of a representative’s organization, the number of sales and the override spread on each sale, and the ability and efforts of you and your downlines. Having said this, Primerica provides a tremendous opportunity for individuals who work hard and who desire to develop a business with strong income potential.
**The Partnership Empowerment Program (PEP) is a recognition program, and does not create a business or legal partnership. Additional limitations may apply. 12PFS385

Tags: costello, diamond, fifth, partnership, primerica
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Ken and Linda Hobbs: Building a Family Business, Part I

Friday, May 6th, 2011

Ken and Linda Hobbs

When Senior Vice President (SVP) Ken & Linda Hobbs, of Margate, FL, first heard about Primerica, they saw the business opportunity as not just a way to make a great income, but also as the perfect complement to their desire to help people. “I was a minister before Primerica,” says Ken. “I went into that line of work because I really wanted to use my life to help others.”

Ken and Linda say they fell in love with Primerica’s mission of helping families to become properly protected through term life insurance, debt free through our debt solutions and financially independent through savings and investing. “We loved everything Primerica stood for plus we really liked the idea of building a business that we could pass on to our kids,” explains Ken.

Working together as a family has always been important for the Hobbses. First in a partnership with Linda and later as a full fledged family business with three of their four sons, Ken couldn’t be more proud of what they’ve built. “From the top down, Primerica is all about family,” says Ken. “In the corporate world, your work life is controlled by your boss. At Primerica, our sons don’t work for us as employees, they work with us, building their own individual businesses within our organization. We benefit from their success but they also benefit from the experience and mentorship we can share with them.”

For more information on how you can create your own Primerica family business, contact your local Primerica representative.

Want to know more? Find out what Ken and Linda’s son, Kris,  thinks about being a part of his family’s Primerica business.

The Primerica Partnership Empowerment Program (PEP) is a recognition program for Primerica partnerships. It is not a business or legal partnership. PEP cannot affect, combine or alter contractual compensation, hierarchical agreements or ownership issues.

Tags: business, career, community, corporate, family, finance, hobbs, minister, partners, partnership, pastor, primerica, spotlight
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Family Time: Kris & Kristen Hobbs, Part II

Thursday, May 5th, 2011

Kris Hobbs, of Sunrise, FL, grew up watching his parents, Ken & Linda Hobbs, build a successful Primerica business. He saw the lifestyle they were able to have because of their Primerica income* but didn’t really understand the heart of the business until a few years ago. “I was working as a warehouse manager and I had to have hip surgery,” recalls Kris. “My doctor told me I wouldn’t be able to walk for three months, so I couldn’t work. Every day, my dad would come pick me up and take me into the office so I’d at least be able to do something while I recovered.”

He continues, “As I started to learn more about the business and about what we do for families, I realized that this is where I needed to be. Now, I’m building a business and also running the office for my dad and two brothers.”

Together with his Partner, Kristen, Kris is proud to be building a Primerica business alongside his parents and siblings. “I don’t know of anywhere else where you can earn a great income and spend quality time with your own family while making a difference for families in your community,” enthuses Kris. “This business is a great way to stay connected with the people you care about.”

For more information on how you can create your own Primerica family business, contact your local Primerica representative.

*Primerica income figures are based upon rolling 12‑month gross cash flow (including advances). The cash flows stated are not intended to demonstrate the earnings of typical RVPs/representatives. Rather, the cash flows that have been cited reflect the potential that comes with building your business, and there is no guarantee that you will achieve any specific cash flow level. Most RVPs/representatives do not achieve the levels illustrated. In the 12‑month period ending in December 2009, Primerica’s sales force consisted of approximately 100,000 life‑licensed representatives, to whom the Company paid a total of $515,691,076 in compensation, an average of $5,156 per licensed representative. Average RVP earnings are typically higher. Actual gross cash flow is, among other factors, dependent upon the size and scale of a representative’s organization, the number of sales and the override spread on each sale, and the ability and efforts of you and your downlines. Having said this, Primerica provides a tremendous opportunity for individuals who work hard and who desire to develop a business with strong income potential.

Tags: business, career, community, corporate, family, finance, hobbs, minister, partners, partnership, pastor, primerica
Posted in Primerica | 1 Comment »