Ray & Carol Costello, of Bronx, NY, say hitting a half of a million dollars* in income is an “unreal” feeling! “Just saying ‘half a million dollars’ is amazing,” enthuses Ray. “As awesome as it is to have our fifth diamond (Primerica reps receive the Ring when they reach $100,000 in income within a single 12-month timeframe and a diamond accent for each additional $100,000 they earn within the same 12-month timeframe), it’s a small accomplishment compared to where our team is going. Carol and I are so humbled by the bigness of this Opportunity!”
Ray says it’s been an incredible journey so far but what makes is even more exciting for him and Carol is doing it together. “I have the greatest partner** in life,” smiles Ray. “There is no way I would be where I am today without her. She is truly the backbone for our success. We also credit our amazing team for our successes. When it looks like we are doing well, it’s not us – it’s the great leaders we have all throughout our hierarchy!”
He continues, “We have the mindset that our team comes first. From the beginning we were taught to develop strong, independent leaders, help our people advance to the Regional Vice President (RVP) level, get those new RVPs to the Ring and then start the process all over again. We believe the RVP contract is the best in North American business and if you want to win, you need to get there.”
Earning $500,000 in income is an incredible achievement, but Ray and Carol say they’re far from done. “This business is great because you can find personal success by helping others become successful. We love that this business allows us to create true freedom and an amazing quality of life. This company does everything it can to help us win, we just have to take advantage of it!”
Big congratulations Ray and Carol! You are true superstars in the making – and your business is proof of that!
*Primerica income figures are based upon rolling 12‑month gross cash flow (including advances) as of May 2012. The cash flows stated are not intended to demonstrate the earnings of typical RVPs/representatives. Rather, the cash flows that have been cited reflect the potential that comes with building your business, and there is no guarantee that you will achieve any specific cash flow level. Most RVPs/representatives do not achieve the levels illustrated. In the 12‑month period ending in December 2011, Primerica paid a total of $504,514,944 in compensation to the sales force at an average of $5,544 per licensed representative. Average RVP earnings are typically higher. Actual gross cash flow is, among other factors, dependent upon the size and scale of a representative’s organization, the number of sales and the override spread on each sale, and the ability and efforts of you and your downlines. Having said this, Primerica provides a tremendous opportunity for individuals who work hard and who desire to develop a business with strong income potential.
**The Partnership Empowerment Program (PEP) is a recognition program, and does not create a business or legal partnership. Additional limitations may apply. 12PFS385