Posts Tagged ‘family’

Bi-Coastal Sisters Create Thriving Primerica Businesses

Tuesday, May 8th, 2012

Bicoastal Sisters

It took California-based Stacia Cox nearly four years to convince her sister, Lynne Cook of Warner Robins, GA to give Primerica a try. “I was so skeptical in the beginning,” Lynne recalls. “While Stacia was building her business I would say things to her like, ‘Money isn’t everything.’ I was horrible!”

But after the birth of her third child, Lynne wanted some part-time income. “I needed something flexible,” Lynne recalls. “I looked into real estate, I looked into Amway. Stacia kept saying to me, ‘You need to try Primerica!’ Danny and I had been Primerica clients for 10 years and put the principles in action — we had no debt except for our house. So I said, ‘I trust my sister, I’ll give it a try.’

“All I wanted was $1,500 a month and to be with my kids. One of my first clients was a woman who was in debt and crying and she said to me, ‘I’ve been praying and praying for God to send me an angel and he sent you.’ After that, I was hooked!”

For three years Lynne worked her Primerica business part-time*, with “no aspirations” of going full-time. Meanwhile, she watched Marc and Stacia’s California-based business go from earning $100,000 a year to $200,000. So, after discussing it with her family, Lynne decided to try her hand as a full-time Primerica representative. “I earned $63,000 the first year and $100,000 the second and have never looked back!”

Today Lynne earns $179,464** a year and enjoys reunions with Stacia and her family twice a year at Primerica incentive trips. “The cousins get to see each other and are super tight, even though they live so far apart,” Stacia says with a smile.

Both sisters describe Primerica as so much more than a job or even a business. “It has become a way of life for our families,” Stacia says. Lynne agrees. “It’s not just a job. You work your business as you go through normal, day-to-day life,” she explains. “As a parent, you’re often surrounded by other parents. Like at my son’s karate meet – I’m surrounded by other parents who are trying to figure out how to pay the bills. That’s how I’ve always worked my Primerica business.”

For these sisters, the Primerica way of life includes being there for each other when they are needed. Recently, the family received shocking news when Lynne’s husband, Danny, was diagnosed with a terminal illness. Because of the flexibility of her business, Lynne was able accompany Danny for treatment at special hospitals to help extend his life.

“Thankfully, my business kept going,” Lynne recalls. “Had I not made that decision 15 years ago to try this, we would probably be, number one, bankrupt, and there’s a good chance my husband wouldn’t still be with us.”

While Lynne’s two other sisters wanted to help her, their jobs didn’t offer the flexibility of taking a month off. But because of her Primerica business, “Stacia was with me the whole time,” Lynne says. “We joke that we’re going to fire our husbands and move to the beach!”

No matter what, this family chooses to focus on the positive. “I have a new son-in-law, Brandon, who is getting licensed,” Lynne says. “Our goal is to be one of the families onstage at the next convention!”

*In Canada, the part-time opportunity is not available in all jurisdictions and, where it is available, is subject to certain restrictions.
**Primerica income figures are based upon rolling 12‑month gross cash flow (including advances) as of February 2012. The cash flows stated are not intended to demonstrate the earnings of typical RVPs/representatives. Rather, the cash flows that have been cited reflect the potential that comes with building your business, and there is no guarantee that you will achieve any specific cash flow level. Most RVPs/representatives do not achieve the levels illustrated. In the 12‑month period ending in December 2011, Primerica paid a total of $504,514,944 in compensation to the sales force at an average of $5,544 per licensed representative. Average RVP earnings are typically higher. Actual gross cash flow is, among other factors, dependent upon the size and scale of a representative’s organization, the number of sales and the override spread on each sale, and the ability and efforts of you and your downlines. Having said this, Primerica provides a tremendous opportunity for individuals who work hard and who desire to develop a business with strong income potential. 12PFS199

Another Primerica Team Where Family Bonds Make Good Business

Saturday, March 3rd, 2012

Robin Roark and Janice Roark

After traveling throughout the US and Europe as a professional singer, Robin Roark and his new wife, Janice, settled in Williamsburg, VA, to raise a family. Robin began to look for something to support the household that would keep him closer to home. “I taught at different colleges and universities,” says Robin, “William and Mary being the most notable. But I really wanted something that I had more control over. The professional music business, whether you are performing, teaching or doing both, can be challenging to say the least.”

In 1986, Robin and Janice became Primerica clients. “Our Primerica rep did a great job with our investments and life insurance,” remembers Robin, “He showed us how to get a whole lot more life insurance for a whole lot less money. That enabled us to start saving more for the future.

“What really impressed me about Primerica is how their focus is Main Street families. Many financial services companies are mainly interested in helping people who are already wealthy. The way I see it, wealthy people don’t need investment help half as much as average people do.”

Office Opens and Family Building Begins
Soon, Robin and Janice started their own Primerica business. “I was so impressed with the Opportunity,” remembers Robin. “I could help people, feel pride in what I was doing and make a good living in the process. And Janice and I could do it together!” Only a year later, they opened their own office.

An early team member was the couple’s son, Sean, who was just heading off to college in Tennessee. “I did quite a bit of business while I was in college,” says Sean. “It was great because I got some real-world perspective that most of the kids with whom I was taking business classes weren’t exposed to. I think I got a lot more out of my college years because of Primerica.” After some years in the workaday world, Sean has recommitted to growing the Primerica business he is building with wife, Alicia.

More Family Joins the Team
Another member of the Roark family to join Primerica was their daughter, Colleen. She had been in the business for around 10 years when she met her soon-to-be husband, Bryan Hefner. Bryan worked in electronic circuit design by trade but Colleen wanted him to investigate Primerica as a part-time option* – a way for the couple to build for the future or even expand to full time if they ever wanted to.

“I wasn’t too enthused and I told her so,” laughs Bryan, “which wasn’t the best answer since we were still newlyweds.” Eventually Colleen prevailed and Bryan began attending business opportunity meetings with her. “By the third week,” says Bryan, “everything I had heard started to gel. I realized that, with Primerica, I could teach people important things that are just ignored in school. I could share the truth about how money works, show people how to best protect their families with the right insurance and how to save and invest. I saw that Primerica is an answer for average people who are usually either ignored or sold the wrong financial solutions. And, when my job in electronics ended, Primerica turned out to be the answer for us.”

“I feel really lucky to have a business that includes my family,” says Robin. “Janice is invaluable in keeping the office moving. Sean and Bryan are great with the technology that is allowing us to take care of clients and solve any challenges faster and more accurately than ever before – while Alicia and Colleen back each of them. Life is good!”

*In Canada, the part-time opportunity is not available in all jurisdictions and, where it is available, is subject to certain restrictions. 12PFS81

Khannas Earn an Incredible $20,988* in May!

Wednesday, July 27th, 2011

Suman and Shashi Khanna

May was a standout month for Suman & Shashi Khanna, of Richmond Hill, NY. They closed out the month with nearly $21,000* in income, a personal record! “We love that because of Primerica, we have the potential for an unlimited income and all the freedom that comes with a life like that,” smiles Suman.

Before Primerica, Suman worked as a financial controller for nearly two decades. At the time, he had a whole life insurance policy. But when a friend came to their home and showed them the difference between whole life and term insurance, the Khannas were sold. “We joined the business because we felt like we had been taken advantage of by the whole life company,” explains Suman. “We wanted to be a part of Primerica’s crusade to correct that injustice.”

Through the years, the Khannas have helped many families but one stands out the strongest. “We helped a client to get a better mortgage and we replaced his whole life policy at the same time,” says Suman. “About 18 months later, the client passed away. I was able to deliver the death claim to the client’s beneficiary for two and a half times the coverage of his original policy. That’s when I really understood that this business is about changing people’s lives.”

To learn more about Primerica’s business opportunity or to find out how Primerica can help you achieve your financial goals, visit us online.

*Primerica income figures are based upon May 2011 gross cash flow (including advances). The cash flows stated are not intended to demonstrate the earnings of typical RVPs/representatives. Rather, the cash flows that have been cited reflect the potential that comes with building your business, and there is no guarantee that you will achieve any specific cash flow level. Most RVPs/representatives do not achieve the levels illustrated. In the 12‑month period ending in December 2010, Primerica paid a total of $503,115,928 in compensation to the sales force at an average of $5,296 per licensed representative. Average RVP earnings are typically higher. Actual gross cash flow is, among other factors, dependent upon the size and scale of a representative’s organization, the number of sales and the override spread on each sale, and the ability and efforts of you and your downlines. Having said this, Primerica provides a tremendous opportunity for individuals who work hard and who desire to develop a business with strong income potential.

Singhs Earn a Personal Best $18,135* in May!

Friday, July 22nd, 2011

Karamjeet Singh

When Karamjeet Singh, of Stockton, CA, first heard about the Primerica business opportunity, he had no idea his future was about to change dramatically. “I was working at a gas station making about $2,000 per month,” recalls Karamjeet. “Most of my time was spent at work – 12 hours a day, seven days a week. My time was not my own.”

(more…)

Arturis Earn a Personal Record Best $22,213* in May!

Thursday, July 14th, 2011

Mauro Arturi, Mara Arturi

May was a banner month for Mauro & Mara Arturi, of Markham, Ontario. They took their Primerica business to a new high to earn five figures in one month!* “Primerica has changed our lives in many ways,” enthuses Mauro. “One of the greatest things that has happened to us because of this business is that we’ve learned to believe in ourselves and to never let anything stop us from accomplishing anything we set our minds to.”

(more…)