May was a standout month for Suman & Shashi Khanna, of Richmond Hill, NY. They closed out the month with nearly $21,000* in income, a personal record! “We love that because of Primerica, we have the potential for an unlimited income and all the freedom that comes with a life like that,” smiles Suman.
Before Primerica, Suman worked as a financial controller for nearly two decades. At the time, he had a whole life insurance policy. But when a friend came to their home and showed them the difference between whole life and term insurance, the Khannas were sold. “We joined the business because we felt like we had been taken advantage of by the whole life company,” explains Suman. “We wanted to be a part of Primerica’s crusade to correct that injustice.”
Through the years, the Khannas have helped many families but one stands out the strongest. “We helped a client to get a better mortgage and we replaced his whole life policy at the same time,” says Suman. “About 18 months later, the client passed away. I was able to deliver the death claim to the client’s beneficiary for two and a half times the coverage of his original policy. That’s when I really understood that this business is about changing people’s lives.”
*Primerica income figures are based upon May 2011 gross cash flow (including advances). The cash flows stated are not intended to demonstrate the earnings of typical RVPs/representatives. Rather, the cash flows that have been cited reflect the potential that comes with building your business, and there is no guarantee that you will achieve any specific cash flow level. Most RVPs/representatives do not achieve the levels illustrated. In the 12‑month period ending in December 2010, Primerica paid a total of $503,115,928 in compensation to the sales force at an average of $5,296 per licensed representative. Average RVP earnings are typically higher. Actual gross cash flow is, among other factors, dependent upon the size and scale of a representative’s organization, the number of sales and the override spread on each sale, and the ability and efforts of you and your downlines. Having said this, Primerica provides a tremendous opportunity for individuals who work hard and who desire to develop a business with strong income potential.