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Primerica
December 9th, 2011

Pagliusos Rise to National Sales Directors (NSDs)

Fiori and Teresa Pagliuso

In 2001, Fiori & Teresa Pagliuso, of Toronto, Ontario, were like many Main Street families. They each worked hard to create a better life for their family, yet struggled under the weight of debt and a lack of savings. “I worked as a cookie maker in a factory and Teresa worked in sales,” recalls Fiori. “We were in debt, had no savings and no clue about what we were going to do to fix the situation. We were living paycheck to paycheck and barely getting by.”

When they heard about the Primerica Opportunity, the Pagliusos saw right away that the solution to their financial struggles was to become entrepreneurs. “We had both always had the desire to run our own businesses, so when we came across Primerica, it was the perfect fit,” Fiori explains.

He adds, “We loved the environment and the positive teachings of Primerica. Plus, the fact that we could potentially earn $100,000 in income was exciting to us. Today, because of this business, we are earning close to $300,000* in income annually, have no debt, lots of savings and are well on our way to becoming totally financially independent!”

There’s no doubt the Pagliusos made the right decision when they stepped out on their own a decade ago. And now, as newly advanced NSDs, Fiori and Teresa are even more convinced. “Achieving the NSD level feels like a dream come true,” smiles Fiori. “Early on, it seemed like it was so far away, but we are really proud that our hierarchy and base shop all came together, worked hard and stayed focused on growing as one team!”

Congratulations, Fiori and Teresa! You and your team are setting a great example of success that any aspiring leader would be wise to follow!

*Primerica income figures are based upon rolling 12‑month gross cash flow (including advances) as of September 2011. The cash flows stated are not intended to demonstrate the earnings of typical RVPs/representatives. Rather, the cash flows that have been cited reflect the potential that comes with building your business, and there is no guarantee that you will achieve any specific cash flow level. Most RVPs/representatives do not achieve the levels illustrated. In the 12‑month period ending in December 2010, Primerica paid a total of $503,115,928 in compensation to the sales force at an average of $5,296 per licensed representative. Average RVP earnings are typically higher. Actual gross cash flow is, among other factors, dependent upon the size and scale of a representative’s organization, the number of sales and the override spread on each sale, and the ability and efforts of you and your downlines. Having said this, Primerica provides a tremendous opportunity for individuals who work hard and who desire to develop a business with strong income potential. 11PFS606

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