Archive for February, 2012

Lipsits Add a Second Diamond to their Rings

Wednesday, February 29th, 2012

David Lipsit

Five years before David Lipsit, of San Antonio, TX, joined Primerica, he became paralyzed from the neck down during his first freshman year college football game. He was told his injuries were so severe that he’d never walk again – but David was determined to prove his doctors wrong, a philosophy he brought with him when he learned about the Primerica Opportunity. “It took four and a half years and a lot of intensive rehab, but 90% of the time, I just use crutches to get around,” says David.

The determination and drive to succeed that kept David going during his physical challenges also gave him a “no excuses” attitude toward becoming a Primerica entrepreneur. “Soon after I regained my ability to walk, my mother and I relocated to San Antonio,” recalls David. “One evening a Primerica rep came to our house to talk to my mom. I listened to the presentation and I realized that this was something I could enjoy doing – and do it well.”

Today, David and his wife, Vanessa, are still going strong as their recent second diamond showcases.* Primerica reps earn the Ring when they reach $100,000 in annual income within a single 12-month period and they receive diamond accents for each additional $100,000 they earn within the same timeframe.

“Our favorite thing about building a Primerica business is getting to show a family their ‘before’ and ‘after’ financial picture,” says David. “We love seeing the transformation that happens when we show a family how to get out of debt, or how to use strategies we’ve shown them to retire in dignity. I don’t think we’ll ever get tired of witnessing the dramatic difference we can make in someone’s financial life!”

Super job, David and Vanessa! You turned what could have been a tragedy into something wonderful for your future!

*Primerica income figures are based upon rolling 12‑month gross cash flow (including advances) as of November 2011.  The cash flows stated are not intended to demonstrate the earnings of typical RVPs/representatives. Rather, the cash flows that have been cited reflect the potential that comes with building your business, and there is no guarantee that you will achieve any specific cash flow level. Most RVPs/representatives do not achieve the levels illustrated. In the 12‑month period ending in December 2011, Primerica paid a total of $504,514,944 in compensation to the sales force at an average of $5,544 per licensed representative.  Average RVP earnings are typically higher.  Actual gross cash flow is, among other factors, dependent upon the size and scale of a representative’s organization, the number of sales and the override spread on each sale, and the ability and efforts of you and your downlines.  Having said this, Primerica provides a tremendous opportunity for individuals who work hard and who desire to develop a business with strong income potential.

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Teena & Dave Machika: Term Life Insurance Crusaders

Tuesday, February 28th, 2012

Nearly four years ago, Teena & Dave Machika, of Mississauga, Ontario, had a wake up call that altered the course of their lives – and turned them into Primerica business builders and term life insurance crusaders! “In May 2008, our oldest son, Matthew, was in a serious car accident that nearly killed him,” recalls Teena. “As shocking as that all was, it got me thinking. What if it had been my husband who was in the accident – and what if he’d died? I told my husband right then that we needed to get life insurance.”

Dave called a long-time friend who he knew was building a Primerica business. “When our friend came over, he helped us get the term life insurance coverage we needed and, of course, introduced us to the business opportunity – which we joined that night!” smiles Teena.

It didn’t take long for the rest of the family to become involved in some way. “Michael, our youngest son, joined the business as soon as he turned 18,” enthuses Teena. “And Matthew became a client, purchasing term life insurance for himself and starting some investments.”*

What started as a response to an urgent need for life insurance has turned into a growing family business – built on sharing what they’ve learned about money matters with other families like theirs. About a year ago, the Machikas faced another challenge when Matthew was diagnosed with aggressive, stage 2 testicular cancer at age 23. But, once again, Primerica was there! “Because of this business, I was able to be with him every step of the way,” recalls Teena. “If I’d still been working at my old job as a receptionist, I’d have probably been fired or had to quit because of all the time I was away. But Primerica gives you complete freedom – I got to be there for my son and I was still able to go to all the business events I needed to because I could work around MY schedule.”

She continues, “Fortunately, Matthew is in remission now, but because he purchased life insurance when he did, if the cancer returns, he’s covered. That’s the power of Primerica.”

To find out more about how you can become a Primerica entrepreneur or to learn more about the financial solutions Primerica offers, visit us online.

*Primerica reps must be securities licensed (mutual fund licensed, in Canada) to market or discuss securities with clients. 12PFS28

Ismaels Earn the Power Builder Watch

Monday, February 27th, 2012

Reynaldo and Glorieta Ismael

Keep up the great work, Reynaldo & Glorieta Ismael, of Toronto, Ontario, who just earned the Power Builder Watch! Primerica reps receive this recognition when they earn at least $50,000* in income and add a minimum of 50 people to their team within a single 12-month period.

“We’ve been working so hard to get our business to the next level. We stretched ourselves and our team by setting big goals. Reaching a big accomplishment like the Power Builder Watch is a life-changing experience for us!”

Way to go, Reynaldo and Glorieta! You can be proud of yourselves knowing you helped a lot of families to bring your business where it is today!

*Primerica income figures are based upon rolling 12‑month gross cash flow (including advances) as of November 2011. The cash flows stated are not intended to demonstrate the earnings of typical RVPs/representatives. Rather, the cash flows that have been cited reflect the potential that comes with building your business, and there is no guarantee that you will achieve any specific cash flow level. Most RVPs/representatives do not achieve the levels illustrated. In the 12‑month period ending in December 2011, Primerica paid a total of $504,514,944 in compensation to the sales force at an average of $5,544 per licensed representative. Average RVP earnings are typically higher. Actual gross cash flow is, among other factors, dependent upon the size and scale of a representative’s organization, the number of sales and the override spread on each sale, and the ability and efforts of you and your downlines. Having said this, Primerica provides a tremendous opportunity for individuals who work hard and who desire to develop a business with strong income potential. 12PFS28

New Regional Vice Presidents

Sunday, February 26th, 2012

Roma Nelson and Rod Delin

 Primerica congratulates Roma Nelson & Rod Delin, of Henderson, NV, for becoming our newest Regional Vice Presidents!

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Hines Earns the Power Builder Watch

Saturday, February 25th, 2012

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Way to go, Anthony Hines, of Conshohocken, PA, for earning the Power Builder Watch! Primerica reps receive this recognition when they earn at least $50,000* in income and add a minimum of 50 people to their team within a single 12-month period.

“It feels great to have earned the Power Builder Watch – but I’m just at the beginning of the beginning! I didn’t really focus on earning the Watch. Instead, I focused on building it big. I just kept doing the things I had already been doing to advance to the Regional Vice President level and everything fell in to place on its own.”

Congratulations Anthony! Your recent successes prove that you have what it takes to be successful in this business.

*Primerica income figures are based upon rolling 12‑month gross cash flow (including advances) as of November 2011. The cash flows stated are not intended to demonstrate the earnings of typical RVPs/representatives. Rather, the cash flows that have been cited reflect the potential that comes with building your business, and there is no guarantee that you will achieve any specific cash flow level. Most RVPs/representatives do not achieve the levels illustrated. In the 12‑month period ending in December 2011, Primerica paid a total of $504,514,944 in compensation to the sales force at an average of $5,544 per licensed representative. Average RVP earnings are typically higher. Actual gross cash flow is, among other factors, dependent upon the size and scale of a representative’s organization, the number of sales and the override spread on each sale, and the ability and efforts of you and your downlines. Having said this, Primerica provides a tremendous opportunity for individuals who work hard and who desire to develop a business with strong income potential. 12PFS28